Wholesale prices rose 11.39% in September; retail prices rose 5.54%. The two numbers came out two days apart, and the gap between them, 5.85 percentage points, says a lot about what may come next for household budgets. WPI inflation for September 2026, released by the Office of the Economic Adviser at noon on 14 October,…
₹1,46,064 for 10 grams of 24K gold. That is IBJA’s closing (PM) rate for Wednesday, 14 October 2026, down ₹1,553 from Tuesday’s close. 22K closed at ₹1,33,795 and silver at ₹2,13,822 a kg, down ₹5,216. This is the gold silver price today in benchmark terms. Jewellers’ retail quotes are higher: GoodReturns lists Mumbai 24K at…
Rule in one line: for cheques of ₹50,000 and above, your bank must let you confirm the cheque details in advance, and for ₹5 lakh and above it may insist on it. That is the Positive Pay System, which RBI introduced for cheque clearing from 1 January 2021. It takes a minute in your banking…
A loan you closed years ago still shows as “active”. A credit card you never took appears on your report. A settled account is marked “written off” or a payment you made on time shows as late. If any of these sounds familiar, your credit report has an error, and RBI rules give you a…
Rohit, 29, was offered a ₹2 lakh personal loan “at just 12%”. The EMI looked fine: ₹6,643 a month for three years. Then he read the Key Facts Statement the lender had to give him. After a 2% processing fee plus GST and a ₹3,000 insurance charge were taken out, he would get ₹1,92,280 in…
A cricket star smiles from a billboard and says, “Invest with us.” From April 2027, an ad like that from a broker, mutual fund or investment adviser will need prior approval, and the star will not be allowed to praise a specific fund or product. SEBI has notified a Common Advertisement Code for the market…
Why should a 10-year government bond yield matter to someone with a home loan, an FD or a debt fund? Because it is the base price of long-term money in India. On Monday, 12 October, the 10-year bond yield rose to 7.39%, its highest since March 2023, The Economic Times reported, after touching 7.40% during…
Monday’s AMFI data, in one line: investors put a record ₹32,490 crore into mutual funds through SIPs in September 2026, even as the Sensex fell and the overall industry shrank. Equity funds took in a net ₹38,306.55 crore, a five-month high, while debt funds lost ₹1.83 lakh crore. Here is what the September SIP inflows…
₹1,49,670 for 10 grams of 24K gold in Mumbai, and ₹1,37,190 for 22K. That is the gold silver price today, Tuesday 13 October 2026, as listed on GoodReturns’ Mumbai page dated 13 October (read at 6:18 AM IST). These are retail quotes, not IBJA rates. Silver is at ₹2,39,900 a kg in Mumbai, Delhi and…
“It’s a fixed deposit, so it must be as safe as a bank FD.” That assumption is the most common mistake people make with an NBFC fixed deposit. Company deposits from NBFCs often pay more than bank FDs, but they work under different rules. The biggest difference: DICGC deposit insurance does not cover them. The…