Gold Silver Price Today (14 Oct 2026): IBJA 24K ₹1,46,064, Silver ₹2,13,822/kg; Gold Falls ₹1,553
₹1,46,064 for 10 grams of 24K gold. That is IBJA’s closing (PM) rate for Wednesday, 14 October 2026, down ₹1,553 from Tuesday’s close. 22K closed at ₹1,33,795 and silver at ₹2,13,822 a kg, down ₹5,216. This is the gold silver price today in benchmark terms. Jewellers’ retail quotes are higher: GoodReturns lists Mumbai 24K at ₹1,48,260 per 10 grams today. Below are both sets of numbers, how far prices have fallen since last week, and what the gap means if you are buying.
Gold silver price today: IBJA rates for 14 October
| Purity | 14 Oct AM | 14 Oct PM (close) | 13 Oct PM | Change (PM vs PM) |
|---|---|---|---|---|
| Gold 999 (24K), 10g | ₹1,46,345 | ₹1,46,064 | ₹1,47,617 | −₹1,553 (−1.05%) |
| Gold 916 (22K), 10g | ₹1,34,052 | ₹1,33,795 | ₹1,35,217 | −₹1,422 (−1.05%) |
| Gold 750 (18K), 10g | ₹1,09,759 | ₹1,09,548 | ₹1,10,713 | −₹1,165 |
| Silver 999, 1 kg | ₹2,14,392 | ₹2,13,822 | ₹2,19,038 | −₹5,216 (−2.38%) |
Source: ibjarates.com, read at 7:40 PM IST on 14 Oct 2026. IBJA rates exclude 3% GST and making charges. The site shows today’s AM and PM figures in its undated “today” table; its dated archive lists rows up to 13 October. We treat the undated table as 14 October because the latest dated row is 13 October and the figures differ from it. RBI’s SGB redemption price, announced today and based on IBJA closing prices for 12, 13 and 14 October, matches these figures (see below).
Gold slipped ₹281 between the morning and evening fix. Silver fell more sharply, losing ₹570 within the day and ₹5,216 since Tuesday’s close.
How far gold has fallen since last Friday
| Date | IBJA 24K PM (10g) | IBJA silver PM (1 kg) |
|---|---|---|
| Thu 8 Oct | ₹1,47,646 | ₹2,17,106 |
| Fri 9 Oct | ₹1,49,430 | ₹2,21,109 |
| Mon 12 Oct | ₹1,48,061 | ₹2,20,295 |
| Tue 13 Oct | ₹1,47,617 | ₹2,19,038 |
| Wed 14 Oct | ₹1,46,064 | ₹2,13,822 |
From Friday’s close, 24K is down ₹3,366, or 2.25%, in three trading sessions. We do not forecast where prices go next.
Retail city rates today (GoodReturns)
These are the rates jewellers’ price lists are closer to. They are not IBJA rates.
| City | 24K (10g) | 22K (10g) | 18K (10g) | Silver (1 kg) |
|---|---|---|---|---|
| Mumbai | ₹1,48,260 | ₹1,35,900 | ₹1,11,190 | ₹2,35,000 |
| Delhi | ₹1,48,410 | ₹1,36,050 | ₹1,11,340 | ₹2,35,000 |
| Kolkata | ₹1,48,260 | ₹1,35,900 | ₹1,11,190 | ₹2,35,000 |
| Chennai | ₹1,48,260 | ₹1,35,900 | ₹1,11,650 | ₹2,45,000 |
| Bengaluru | ₹1,48,260 | ₹1,35,900 | ₹1,11,190 | ₹2,35,000 |
| Hyderabad | ₹1,48,260 | ₹1,35,900 | ₹1,11,190 | ₹2,45,000 |
| Kerala | ₹1,48,260 | ₹1,35,900 | ₹1,11,190 | ₹2,45,000 |
| Ahmedabad | ₹1,48,310 | ₹1,35,950 | ₹1,11,240 | ₹2,35,000 |
Source: GoodReturns gold and silver pages dated 14 October 2026, read at 7:40 PM IST; the pages give no update time. Per-gram rates multiplied by 10 by us. Excludes GST and making charges.
On GoodReturns, Mumbai 24K is ₹14,826 a gram today against ₹14,929 for 13 October, a fall of ₹1,030 per 10 grams. 22K is down ₹950 per 10 grams. Note that the site’s 13 October row (₹14,929) is lower than the ₹14,967 it showed on Tuesday morning; it appears to revise rows during the day.
Retail vs IBJA: the gap you pay
| Metal | Mumbai retail (GoodReturns) | IBJA 14 Oct PM | Gap |
|---|---|---|---|
| 24K, 10g | ₹1,48,260 | ₹1,46,064 | ₹2,196 (1.50%) |
| 22K, 10g | ₹1,35,900 | ₹1,33,795 | ₹2,105 (1.57%) |
| Silver, 1 kg | ₹2,35,000 | ₹2,13,822 | ₹21,178 (9.90%) |
Our arithmetic. Silver’s retail premium is much wider than gold’s. Part of this is timing: GoodReturns’ silver figure is unchanged from its earlier listing while IBJA fell sharply today. Before buying silver, ask the jeweller which day’s rate their bill uses.
All IBJA purities today, per 10 grams
Most jewellery in India is 22K (916), but lighter and studded pieces are often 18K (750) or 14K (585). IBJA publishes a rate for each. The table below shows Wednesday’s AM and PM fixes, so you can match the rate to the purity stamped on your piece.
| Purity | Common name | AM fix (₹/10g) | PM fix (₹/10g) |
|---|---|---|---|
| 999 | 24K | 1,46,345 | 1,46,064 |
| 995 | 24K (bars) | 1,45,759 | 1,45,479 |
| 916 | 22K | 1,34,052 | 1,33,795 |
| 750 | 18K | 1,09,759 | 1,09,548 |
| 585 | 14K | 85,612 | 85,447 |
Source: ibjarates.com, rates exclusive of GST and making charges. Platinum was ₹59,147 per 10 grams in the PM session.
Two practical uses. First, if you are selling or exchanging old jewellery, ask the jeweller which purity they are valuing it at and compare against the matching row, not the 24K rate. Second, for 18K diamond jewellery, the gold value is only part of the price; stones and labour usually make up a large share, so the gold rate tells you less about the final bill. For a look at how rates moved earlier in the week, see Monday’s rates.
SGB investors: today’s prices set a redemption value
The RBI said today that the premature redemption price for SGB 2019-20 Series V, due on 15 October, is ₹14,725 per gram. It is the simple average of IBJA’s 999 closing prices for 12, 13 and 14 October. Our check: (₹14,806.1 + ₹14,761.7 + ₹14,606.4) ÷ 3 = ₹14,724.73, which rounds to ₹14,725. Holders of that tranche who bought at the 2019 issue price of ₹3,788 a gram would get nearly four times their money. For how prices have moved this week, compare with Tuesday’s gold rates.
What the numbers mean if you are buying
- Your bill will be higher than any table here. Add 3% GST on gold value and making charges, which jewellers set. On a 10-gram 22K chain at ₹1,35,900 with 10% making, the gold-plus-making value is ₹1,49,490 before GST.
- Check purity. Hallmarked jewellery carries a HUID. 22K is 916 purity.
- Compare two or three shops. Making charges vary far more than the gold rate.
- Do not chase a single day’s fall. Prices moved over ₹3,000 in three sessions; they can move either way. If you are buying for a festival, splitting purchases may suit some families.
Our guide on how much gold you can keep at home covers the tax side of holding jewellery, and our gold loan guide explains how lenders value pledged gold.
What is not in this post
No MCX or international price is included, because we did not find one dated and timed for today that we could verify. IBJA’s archive row for 14 October was not yet listed when we checked.
Quick answers follow.
FAQs
What is the 24K gold rate today, 14 October 2026?
IBJA’s closing rate is ₹1,46,064 per 10 grams, excluding GST. Mumbai retail on GoodReturns is ₹1,48,260.
What is the silver rate today?
IBJA closed at ₹2,13,822 a kg. GoodReturns lists ₹2,35,000 in Mumbai and Delhi, ₹2,45,000 in Chennai, Hyderabad and Kerala.
Why do IBJA and retail rates differ?
IBJA publishes a benchmark for bullion. Retail rates include dealer margins and other costs, and are updated at different times.
What is the 18K gold rate today?
IBJA’s 750-purity PM fix is ₹1,09,548 per 10 grams. GoodReturns lists 18K retail in Mumbai at ₹11,119 a gram.
Did gold fall today?
Yes. IBJA 24K closed ₹1,553 lower than Tuesday.
Takeaway: Gold silver price today, 14 October: IBJA 24K closed at ₹1,46,064 and silver at ₹2,13,822 a kg, both lower. Mumbai retail 24K is ₹1,48,260. Add GST and making charges before you compare bills.
Rates and notices
- IBJA rates (ibjarates.com)
- RBI: SGB 2019-20 Series V premature redemption price (14 Oct 2026)
- GoodReturns city gold and silver rate pages, 14 Oct 2026
Last verified: 14 Oct 2026, 7:50 PM IST. IBJA AM and PM fixes are from the ibjarates.com rate table read at about 7:35 PM IST; that table carries no date, and its dated archive rows ended at 13/10/2026. We treat it as 14 Oct because RBI’s SGB price of ₹14,725 (14 Oct release) equals the average of the 12, 13 and 14 Oct PM figures. City rates are GoodReturns retail quotes dated 14 Oct, read at 7:40 PM IST; GoodReturns has revised its 13 Oct rows since we read them on 13 Oct. No MCX or international price included.
