Form 15G and Form 15H no longer stop TDS on your EPF withdrawal. From tax year 2026-27, the form you need is Form 121, a single declaration under the Income-tax Act, 2025 that replaces both. EPFO has said so on X, as Moneycontrol and The Economic Times reported on 9 October. If you filed a…
अगर आप खेती, पशुपालन या मछली पालन के लिए Kisan Credit Card (KCC) बनवाना चाहते हैं, तो सबसे पहले यह जान लीजिए कि KCC के लिए कौन से दस्तावेज चाहिए। कई किसानों की application पुराने land record, Aadhaar में गलत नाम या अधूरी crop जानकारी की वजह से हफ्तों pending रह जाती है या लौट…
“I’m a SEBI-registered investment adviser” is a claim, not a credential, until you have checked it yourself. Anyone who sells stock tips on Telegram, or charges a fee for a portfolio plan, can put those words in a bio. Checking takes about two minutes on SEBI’s own website, and it costs nothing. This guide shows…
8.05% from the Government of India, or 6.30% from SBI for three to five years? That is the comparison behind the Floating Rate Savings Bonds, 2020 (Taxable), known as FRSB 2020 (T) or “RBI bonds”. For July to December 2026, RBI has set the coupon at 8.05%, the National Savings Certificate rate of 7.70% plus…
Three steps, in this order: complain to the insurer in writing, give it a month, then take it to the Insurance Ombudsman if the reply is a no or never comes. That is the free route for an insurance claim rejected, delayed or short-paid, and it works without a lawyer. Most people skip the first…
SEBI is making bond sellers show you a colour. A circular dated 7 October 2026 introduces a “Credit Risk-o-Meter”, a six-level, colour-coded dial, on every listed or to-be-listed debt security. It applies to offer documents, abridged prospectuses, private placement memorandums, all issuer and bond platform advertisements, and the websites and apps of online bond platforms….
Riya teaches English online to students in Japan and is paid in dollars every month. Since 1 October, her feed has been full of posts saying she must now file an “export declaration” for every invoice or risk her bank holding the money. Is that true? Mostly not, going by what RBI’s top officials said…
Will your FD rates go up now that RBI has raised the repo rate? From today, Sunday 11 October, some already have. Shriram Finance’s revised fixed deposit table took effect today: 7.00% for 12 months, 7.50% for 24 to 35 months and 7.85% for 36 to 60 months, before any add-ons for senior citizens. Bajaj…
Gold ended the week up ₹1,292. IBJA’s PM fix for 24-carat gold was ₹1,49,430 per 10 grams on Friday 9 October, against ₹1,48,138 at the last fix before the long weekend, Thursday 1 October PM. That is a gain of 0.87%. There is no IBJA rate on Sunday, so if you are checking the gold…
Before June 2025, the Flipkart Axis Bank credit card was known for one thing: unlimited 5% cashback on Flipkart. That isn’t true any more. Since 20 June 2025, Flipkart cashback has been capped at ₹4,000 per statement quarter. Lounge access is gone, and Myntra now earns 7.5%. Further changes followed on 28 August 2026. Below…