घर खरीदने का फैसला हो गया, flat या plot भी पसंद आ गया, लेकिन bank का sanction अटक गया? ज़्यादातर मामलों में वजह पैसे की नहीं, papers की होती है। Home Loan Documents में एक भी कमी, जैसे Occupancy Certificate न होना, salary slip और bank statement में फर्क, या ITR में कम income, file…
अगर आप दुकान, छोटा workshop, tailoring unit, ब्यूटी पार्लर या dairy जैसा काम शुरू करना या बढ़ाना चाहते हैं, तो सबसे पहले यह समझ लीजिए कि Mudra Loan के लिए कौन से दस्तावेज चाहिए। बहुत सी applications इसलिए अटकती हैं क्योंकि business का कोई proof नहीं होता, quotation पुराना होता है, या Tarun की file…
Step one: decide how you will pay the bank. That choice matters more than most people expect, because a demand draft of ₹50,000 or more cannot be bought with cash. Demand drafts are still widely asked for: college admission fees, rent deposits, government tenders, court payments and some property deals. Yet the rules on cash,…
Myth: a zero-balance account is a stripped-down account with no cheque book, no net banking and strict limits on every transaction. Fact: since 1 April 2026, RBI rules require commercial banks to give a Basic Savings Bank Deposit (BSBD) account holder a free cheque book with at least 25 leaves a year, internet and mobile…
New Sundaram Finance FD rates apply to deposits placed or renewed from 16 October 2026, and money already deposited keeps its old rate until maturity. That one rule shapes what you should do this week. Sundaram Finance, a deposit-taking NBFC based in Chennai, has raised rates by 25 to 30 basis points across its one-,…
Three changes, one Cabinet decision. On 14 October 2026, the Union Cabinet approved continuing the National Social Assistance Programme (NSAP) for five more years, from 2026-27 to 2030-31, with a total outlay of ₹53,428 crore. Along with the extension, the scheme gets a new name, the disability pension gets a higher central rate, and many…
$83 billion of NRI deposits came into India’s banks in a single month. That is the standout figure in the RBI’s balance of payments data for August 2026, released on 15 October. It helped India record an overall balance of payments surplus of $45.4 billion for the month, even though the current account stayed in…
Compared with September last year, India sold far more goods abroad this September and bought only a little more. The merchandise trade deficit narrowed to $30.21 billion from $33.00 billion a year earlier, the Commerce Ministry said on 15 October 2026. Electronics exports jumped 70%, while gold imports fell 81%. Here is what the September…
Rohit, a 38-year-old IT professional in Hyderabad, has ₹50 lakh left on his SBI home loan with 20 years to go. From Thursday, 15 October 2026, the benchmark that loan is linked to went up by 0.25 percentage points. If his rate rises from 7.75% to 8%, his EMI goes up by about ₹775 a…
Thinking of applying for the Jio Platforms IPO, or hoping your Reliance shares get you a special quota? The key details are now out. Jio Platforms Limited filed its red herring prospectus (RHP) on 14 October 2026 and set a price band of ₹1,065 to ₹1,119 a share. The issue opens on Wednesday, 21 October…