If you buy life, health or motor cover in India, the way that policy gets sold to you may change — eventually. On 23 September 2026 the Insurance Regulatory and Development Authority of India (IRDAI) put out a public consultation paper titled Recalibrating Economics of Insurance Distribution (Part 1: Distribution Reforms). Stakeholder comments are due…
If you hold an SBI fixed deposit and keep getting declined for a regular credit card, the festive-season product news from late September 2026 is aimed at you. SBI Card has opened a digital application path on the State Bank of India YONO app for an FD-linked secured card marketed as the Advantage SBI Card…
India’s appetite for unsecured borrowing has climbed again — and the mix inside household balance sheets has shifted in a way that should make salaried borrowers pause before tapping “instant personal loan” banners. According to Fortune India, citing 360 ONE Asset Management’s September Panorama report, personal loans India now account for 34% of outstanding household…
SEBI’s board meeting on 24 September 2026 quietly opened a new door for people who want a professional to run their mutual-fund portfolio without jumping straight into a classic stock-picking PMS. The label is SEBI PRIM — Portfolio Managers Route for Investing in Mutual Fund units. Minimum ticket: ₹25 lakh. Building blocks: direct plans of…
From 15 October 2026, a thin slice of UPI merchant payments stops being free for the shop — while staying free for the person scanning the QR. That is the core of the new UPI MDR charges framework: 0.4% merchant discount rate on specified person-to-merchant (P2M) UPI transactions above ₹2,000, capped at ₹300 when the…
If you park large fixed deposits for a company, trust, HUF or family office, the way banks quote those rates is about to get more public. From 1 October 2026, RBI bulk FD rules force every covered bank to put the day’s bulk deposit interest rates on its website by 10:00 am — with a…
Ordinary Section 44AB tax audit reports for AY 2026–27 remain due 30 September 2026. Form 3CD checklist and what to send your CA.
Retail and MCX gold hovered near ₹1.50–1.52 lakh/10g on 25 Sep 2026. Stagger investment buys; negotiate making charges on jewellery.
Cabinet lifted EPFO’s mandatory wage ceiling to ₹25,000 from 17 Sep 2026, bringing ~51 lakh more workers under PF, EPS and EDLI.
30 September half-year closing overlaps the bank strike. Digital rails ok; cheque and branch-dependent payments need a 25–27 Sep plan.