PIB Fact Check said on 1 October 2026 that a viral “gazette notification” declaring every Saturday a holiday for public sector banks is fake. Banks are open today, Saturday 3 October, and the rule from 2015 still applies: the second and fourth Saturday of each month are holidays, and the other Saturdays are working days….
Ankit, a 31-year-old software tester in Gurugram, had a generous Diwali week. His company gave him ₹12,000 in gift vouchers. Five college friends sent a total of ₹40,000 over UPI for his new flat. His mama, his mother’s brother, gave him a 10-gram gold coin worth about ₹1.4 lakh. Then, a few days later, another…
Priya, 29, a teacher in Indore, can save ₹10,000 a month. Her brother Rohan has ₹1.2 lakh sitting in his savings account. Both go to SBI on the same day in October 2026. Priya opens a 12-month recurring deposit, Rohan books a one-year fixed deposit, and both get the same 6.25% rate. A year later,…
Neha lost her job in Pune in March 2026 with ₹3.2 lakh still outstanding on a personal loan. By August the bank’s recovery team was offering a one-time settlement: pay ₹1.9 lakh and the bank would give up the remaining ₹1.3 lakh. It sounds like a clean exit. The catch is what a loan settlement…
Suresh runs a hardware shop in Jaipur and pays a car loan EMI of ₹21,500 on the 10th of every month. In June 2026 a supplier paid him late and the EMI bounced. Nothing seemed to happen that week, but the bank’s system had already started counting. That count decides when his loan moves through…
Personal loan interest rates at India’s large banks start at 9.99% a year at ICICI Bank and Axis Bank, 10.00% at SBI, 10.50% at HDFC Bank and 10.99% at Kotak Mahindra Bank, according to their websites on 3 October 2026. Those are starting rates. The average rate ICICI Bank actually charged on personal loans disbursed…
Two colleagues in Bengaluru spend about the same every month: around ₹12,000 online across Amazon, Flipkart and a few other sites, and another ₹8,000 in shops. One earns roughly ₹440 a month back on her card. The other earns ₹680 on his. The difference is the card, and in a festive month, when that ₹12,000…
Riya bought a ₹30,000 phone last Diwali on a six-month no cost EMI. She expected six bills of ₹5,000 each. Her first credit card statement showed ₹5,000, plus a processing fee, plus GST on that fee, plus a smaller GST line she couldn’t place. None of it was large. All of it surprised her, because…
The Amazon Great Indian Festival 2026 opens to all customers on 8 October, and the main bank deal is a 10% instant discount on SBI credit cards, SBI debit cards and SBI credit card EMI, according to Amazon’s festival announcement. Early Deals are already live on Amazon.in. Amazon has also listed unlimited 5% cashback for…
The 57th meeting of the GST Council will be held on Wednesday, 7 October 2026, in New Delhi from 11 AM, according to a GST Council Secretariat office memorandum dated 6 September that moved it from 12 September. Officers will meet on 5 and 6 October, and the final agenda has not been made public….