Daily money management tips like saving, budgeting, income planning, expenses control, and basic financial habits for beginners.
Air-conditioners get costlier from Thursday, 1 October 2026. Haier, LG, Voltas and Blue Star are raising AC prices by 5–8%, BusinessLine reported on 26 September, and several makers are also raising prices of LED TVs, washing machines and refrigerators. The AC price hike October 2026 comes just before Dhanteras on 6 November and Diwali on…
Rahul is 32, earns ₹12 lakh a year and has a wife, a two-year-old daughter and a ₹40 lakh home loan. His employer gives him group life cover of ₹36 lakh, and he assumes that is enough. It isn’t. If he died tomorrow, the loan alone would take more than the entire payout, and his…
NPS Swasthya, the Pension Fund Regulatory and Development Authority’s new health-linked product under the National Pension System, is set to be launched on Thursday, 1 October 2026, which PFRDA marks as NPS Diwas. Finance Minister Nirmala Sitharaman is expected to launch it, according to Mint and Business Standard. PFRDA’s operational guidelines, issued on 18 September…
The ₹30 crore first prize in Kerala’s Thiruvonam Bumper BR-111 lottery, drawn on 26 September 2026, will shrink to roughly ₹16.47 crore in the winner’s hands once the agent’s commission and the tax on lottery winnings are taken out. The winning ticket, TL 360615, was sold by a vendor in Taliparamba in Kannur district, according…
With the wedding season starting in mid-October and gold still near ₹1.48 lakh per 10 grams, two questions are coming up again: how much gold can you keep at home, and is it safe to buy jewellery without a bill? On 29 September 2026, Mint, citing Bloomberg, reported that some jewellers are offering cash buyers…
The Central Board of Direct Taxes (CBDT) on 28 September 2026 extended the due date for filing tax audit reports for assessment year 2026-27 from 30 September to 21 October 2026, and the income tax return deadline for these audit cases from 31 October to 21 November 2026. The tax audit deadline extended announcement came…
Ravi, 31, has ₹4 lakh in his EPF account and a sister’s wedding in December. Two years ago he would have had to work out which of a dozen withdrawal categories applied, how many years of service each needed and what share of which balance he could touch. Under the PF withdrawal rules in the…
Pensioners aged 80 and above can submit their annual life certificate, including a digital Jeevan Pramaan, from Thursday, 1 October 2026. Everyone else gets the usual November window, with 30 November as the last date. The October head start comes from a standing Department of Pension and Pensioners’ Welfare (DoPPW) order of 18 July 2019,…
A reader from Nagpur wrote to us last week. She filed her return in July, e-verified it the same day, and her income tax refund status still said “processed” with no money in her account nine weeks later. Her colleague, who filed a week after her, got his refund in August. She wanted to know…
Last week my sister called me from Lucknow, a little rattled. Her son’s school had sent a WhatsApp note saying his Aadhaar “biometrics were pending” and that the free window closes on 30 September. He’s nine. She had no idea anything was due, because nobody had asked for his fingerprints when they made his Aadhaar…